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Budgeting Guide Made Simple The purpose of budgeting is to make simple what seems like an eternal process, and by an eternal process I mean stressful, unorganized, and feeling like there’s no financial literacy to be found. The downside about learning how to budget is that there are so many resources about budgeting. It can be difficult to narrow down which one is an exact fit. Whether you’re looking to save for an emergency fund or fund your new brokerage account, this article will be of some help to you. The Tools Anything involving finances can be a headache, and oftentimes in terms of finances, your budget may be a mess, and that’s okay, too. You have to begin somewhere! Decide What Your Goals Are Before tracking your income, figure out what you’d like to achie...

In the world of cut-throat competition and rising inflation, the quote “Money saved is money earned” fits best to our fast-paced uncertain lives. Human life is unpredictable; we never know what situation may come before us requiring huge financial expenditure. In such a scenario, our savings acts as the only “lifeboat” that let us cross the storms of life without facing a huge financial setback. It is a common mindset of people to consider saving, a burden or a restrictive action that involves cutting down on daily expenses. However, this is not the right approach to get going. Maintaining a budget does not necessarily involve quitting on expenses altogether. Rather, it is a constant practice which simply means prioritizing one’s financial goals and spending wisely on things that do not...

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